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New Things

We’ve finally decided to crack down and sort a budget out – it’s well over due, should have got it sorted when we bought the house and all, but time has been going by so quickly. I feel much better for it, like we’ll finally stop wasting money and start making some progress – hopefully it will work out that way.

The most important part of it is that we’ve allocated ourselves an allowance, and I’ll have money that I can call my own!! I spend virtually nothing on myself. I replace clothes when they get holes in them, the only books I buy are 50cent library cast offs and the last time I treated myself to anything it was a frappachino from starbucks – I know, I know, BIG spender I am. It’s ridiculous, I KNOW it’s ridiculous, and yet I can’t seem to stop relegating my needs and wants to the very bottom of the pile, as if simply because I’m not ‘working’ they aren’t important.

I’ve got to stop thinking like that and it starts today. I shall stop making excuses and putting off getting things I need.

And I have to make a meal plan… and all that other fun stuff. Life will be better for it, and I won’t miss rushing to the supermarket for the missing ingredients thats for sure, but it’s going to take a bit of getting used to.

Anyways, baby is asleep, Ivy is at daycare, and I haven’t had any time to myself since like, Friday last week, so I should get stuff done. Just not sure what!

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10 thoughts on “New Things”

  1. It’s amazing what a mess a baby makes of the organisation and the finances 🙂 Glad you remembered some ‘you’ money! What’s your first frivolous purchase going to be?

  2. Have started doing the same, after three years of… well, not EXTRAVAGANCE, but simply not watching where the money was going. Graduating soon, and me and the missus are going to want a house of our own… can’t imagine budgeting with a baby in the mix as well!

    1. Tell me about it, we had the wedding Feb 08, baby Oct 08, bought the house May 09, and have just got to clear the bills from the kitchen renovation… looking forward to no big expenses in the future and building up some savings again!

  3. I know what you mean about forgetting to have any ‘you’ money. Once you have a kid and stop earning it becomes difficult to spend on yourself. I never used to have any qualms about picking up treats for myself whenever I felt like it and now I find myself talking myself out of buying anything eg, “I don’t need a new pair of shoes, I may have worn out the sole in these ones but I can probably just stick some tape over it or wander around in slippers or something…”

    1. yes! I so know that: ‘I don’t need to buy new pants, I’ll just hold them up with safety pins’ and ‘this top will last a bit longer, I’ll just wear it under the ones that have no holes…’ You can justify just about anything, really, but we shouldn’t have to! lol

  4. It’s been Frugal October here in our house this month, due to medical bills and a new kitty last month…and general, not-entirely-careful spending for the past year or so…so I totally feel you on the budget thing. Mainly, I made and have actually stuck to a shopping/cooking/eating plan where we’ve eaten at home for almost every single meal this month. That takes a LOT more planning than you might think. It’s been worth it, though, both in terms of healthy eating and healthy budget! Good luck with yours! 🙂

    1. Thanks! Now that we actually have a functioning kitchen, an oven, a hob and bench space there is no excuse for not cooking well – that said, it’s taking me some time to get used to and I feel like I’m having to learn to cook all over again!

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